The University of Michigan provides “coordination of benefits with Michigan No-Fault.” This arrangement designates that, in the event of an accident, U-M is the first provider and your personal car insurance carrier is the second provider. Some retirees have realized as much as a $250 annual savings on their premiums.
To get the rate reduction you will need a letter from U-M to send to your insurance company. To obtain the letter, call the Shared Services Center (734-615-2000 and choose option 1 and then again option 1). Explain that you need a letter for your insurance company in this regard. They will mail you a letter confirming this arrangement. Then, send the letter to your insurance company. Your savings will depend on your insurance company and your deductible level.
[Note: you can also submit your request for a letter online at https://ssc.umich.edu/contact/ ]