The University of Michigan provides “coordination of benefits with Michigan No-Fault.” This arrangement designates that, in the event of an accident, U-M is the first provider and your personal car insurance carrier is the second provider. Some retirees have realized as much as a $250 annual savings on their premiums.
To get the rate reduction you will need a letter from U-M to send to your insurance company. To obtain the letter, call the Shared Services Center (734-615-2000). Explain that you need a letter for your insurance company in this regard. They will mail you a letter confirming this arrangement. Then, send the letter to your insurance company. Your savings will depend on your insurance company and your deductible level.
Please be aware that many insurance companies require this letter yearly or even every 6 months with renewal of your policy.
[Note: you can also submit your request for a letter online at https://ssc.umich.edu/contact/ ]